The best way to
save together
Got big life goals? Starting a business? Paying your rent? Save with friends, family, and trusted partners on Circle Funds to achieve your wildest savings goals in record time while staying committed and accountable.
Join the hundreds already transforming their savings habits with Circle Funds
₦100 million
saved
500+
groups created
Hundreds
of savers empowered
Circle Funds offers a seamless group savings experience, packed with features that make it easy to reach your goals together.
Partners and Organisations that support us
Why Thousands of Users Choose Circle Funds
Build unbreakable saving habit with group accountability
Join or create savings groups with friends, family, or colleagues who share your financial goals.
Save within your budget and needs timeline
Enjoy flexible contribution plans tailored to your financial situation.
As a User, you can...
Safely fund and withdraw funds from your wallet
Save towards a goal
As an Admin, you can...
Create and manage your Thrift groups seamlessly
Earn on group contributions
Save just like every other member
Circle Funds offers the best without compromise
Rotating Group Savings
Circle Funds makes group saving easy and transparent, so everyone gets their payout on time — without the usual stress.
Automated Payout
Say goodbye to delays — Circle Funds automates payouts, making sure everyone gets paid accurately and on time.
Secure Deposits
Your security comes first — we use bank-level encryption and strict KYC checks to keep your money and data safe.
User-Friendly Interface
Designed with user experience in mind, CircleFunds makes setting up groups, tracking progress, and managing payouts straightforward
Financial Goal Tracking
Our platform gives you clear insights and progress updates, empowering you to stay informed and motivated throughout your savings journey.
Accountability Tracker
Build healthy savings habit, track your consistency and create a savings culture with your friends, family and partners.
Trust That Goes Beyond Savings
KYC Verification
Every user is thoroughly verified to maintain the highest level of trust and security within your group
24/7 Support
Have a question or need assistance? Our dedicated support team is available around the clock to guide you every step of the way.
Bank-Grade Security
Your savings are protected with cutting-edge encryption and the same robust security measures used by leading financial institutions
Transparency You Can Trust
Track every contribution and payout in real time. No hidden fees, no surprises.
Your Funds, Your Control
Rest assured, your group’s savings are only accessible for agreed-upon goals and timelines, ensuring accountability and peace of mind.
Don’t just take our word for it.
Here’s what our users say about us
“CircleFunds has made saving effortless! The Thrift Savings Group feature keeps me consistent with friends, and the app is easy to use. No stress, no excuses-just smooth, automated savings and timely cash-outs. Best savings app outchea!!!”
“Nice interface, easy to navigate”
“Quality Interface, smooth user experience, and a great innovation.”
“There hasn’t been any thrift or group savings app like this people. Hands down the best!!”
“No regrets using this App. I really hope more people gets to know this App”
“CircleFunds has made saving effortless! The Thrift Savings Group feature keeps me consistent with friends, and the app is easy to use. No stress, no excuses-just smooth, automated savings and timely cash-outs. Best savings app outchea!!!”
“Nice interface, easy to navigate”
“Quality Interface, smooth user experience, and a great innovation.”
“There hasn’t been any thrift or group savings app like this people. Hands down the best!!”
“No regrets using this App. I really hope more people gets to know this App”
“The app does what it does. I save with it with my friends. It is seamlessly easy to use. It has nice UI.”
“The experience so far has been amazing, good UI and it's easy to use. I highly recommend it”
“This app is amazing! CircleFunds makes it so easy to save with my family and friends. The interface is user-friendly, and transactions are seamless. Highly recommend”
“The initiative is quite awesome, but I think you guys should make it possible to have a public group where like minds without a private group ID can do their savings”
“This app is very good”
“The app does what it does. I save with it with my friends. It is seamlessly easy to use. It has nice UI.”
“The experience so far has been amazing, good UI and it's easy to use. I highly recommend it”
“This app is amazing! CircleFunds makes it so easy to save with my family and friends. The interface is user-friendly, and transactions are seamless. Highly recommend”
“The initiative is quite awesome, but I think you guys should make it possible to have a public group where like minds without a private group ID can do their savings”
“This app is very good”
Frequently asked questions
See responses to commonly asked questions about Circle Funds
Start saving smarter today
Whether you're saving for a rainy day or a big dream, Circle Funds is here to make it easy, secure, and collaborative.
